dApp explainer videos
Ponzi
Crypto Yardie representing. Boom!

Show me your titles and I'll show you
 my divis. I show you my divis when you show me your titties. If I show you y wily and you say you wanna kiss it, girl I won't tell nobody that you did it. Boom.

Wake up in the
 mornings, I see dividends. Go away for the weekend, I see dividends. 

Proof of weak
 hands, I see dividends. Divi, Divi, I see dividends. 

P3, P-P,
 P3. P-P P3D, P3. 

P3,
 P3. P3, P3 4D.

When I get those
 divis, ladies show me their titties. When I get those divis, ladies show me their kitties. When they all talk trash show them the smart contract. When they say it's a farud, show them the source code. 

If you want a load, share
 your master node. 

If you wanna make a killing then
 you gotta start that shilling.

P3,
 P3. P3, P3. P3, P3, P3.

I've got the
 strongest hands because I've got patience. But I understand if you take some because you gotta pay rent. I've been through the struggle but I know how to HODL.

I've been through the struggle
 but I know how to HODL.

If you want a load, share your
 master node. 

If you wanna make
 a killing then you gotta start that shilling. 

P3,
 P3. P3. P3, P3. P3. 

Wake up in the morning,
 I see dividends. Go away for the weekend, I see dividends. 

Proof of weak hands,
 I see dividends. Divi, I see dividends. 

Divi, Divi,
 Divi, Divi, Divi, dividends. 

P3,
 P3. P3, P3, P3, P3.

Pretty, pretty,
 pretty P3D. Pretty, pretty, pretty P3D. Pretty, pretty, P3D.

Pretty pretty, P3D.

Show me your titties
 and I'll show you my divis when you show me your titties. If I show you my willy and you say you want to kiss it, girl I won't tell nobody that you did it.

P3D.
 
Blockchain Competitive eSport??
My name is Chris Clay and I am the new game director for God's Unchained.

When I was looking for where I was going to go
 next, basically the team itself was really important to me. The God's Unchained team is full of some amazing people who are really talented and I know I can help them take the game to the next level.

Another big part of it
 was seeing the teams engagement with the community. The community is the heart of a game and seeing that they were already there really listening to the community was really important to me.

Finally I
 was looking for a game where I could really help make it better. And I think God's Unchained has the foundation of a great game and I'm going to help take it there.

One of the things that sold me
 on joining the team on God's Unchained was a conversation around what the blockchain allows people to do. All of the elements on the blockchain have providence. They know where they come from, they have a history of everyone who has ever owned them. And that leads up to a really interesting place where when we run our first championship, the person who wins not only is going to get the prize pool but they now have a championship deck that has been played by them at the highest level of competition.

That's
 documented.

The TCG market is in a
 fantastic state right now. There are so many amazing options out there. I'm really excited for us to bring something new and unique to that environment. It's going to be awesome. 

[silence]
 [silence] 
Stability for the blockchain
While DAI is a stablecoin that tracks the value of the USD, Maker has a variable value. It was created to support DAI in a number of ways.

First the MKR
 token enables governance of the whole system, giving its holders voting rights on proposals. 

Second, while CDPs are expected to remain
 over collateralize, if mistakes or unforeseen events occur that cause a CDP to fail, new MKR tokens will be created covering the losses so that holders of DAI can have confidence in the value of their token. 
Smart contracts connected to real world data
Smart contracts are poised to revolutionize many industries by replacing the need for both traditional legal agreements and centrally automated digital agreements.

But smart contracts
 can't access real world data such as data feeds, APIs or banking systems due to blockchain's consensus technologies. 

The way this problem is
 traditionally solved is through the use of blockchain middleware called an oracle. 

Oracle's are defined as an agent that finds and
 verifies real world data and submits this information to a blockchain to be used in smart contracts.

But existing
 Oracles are centralized services. Any smart contract using such a service has a single point of failure, making it no more secure than a traditional centrally run digital agreement.

Many
 centralized oracles rely on [inaudible] or manual human input, slowing down the process and bringing in big levels of trust. 

Chainlink is a secure, cutting edge oracle middleware
 network that is fully decentralized by being based on blockchain technology. 

It allows smart contracts to access
 key offchain resources like data feeds, APIs, traditional bank account payments, e-signatures, market data, weather data, sports scores, commodities trading, health claim data and anything else you can conceive of by chainlinking multiple data inputs to help eliminate any one point of failure.

The Chainlink
 network provides reliable tamper proof inputs and outputs for smart contracts on any blockchain. 

By providing smart
 contracts secure access to key data resources, Chainlink allows other parties and actors to mimic real world agreements that require external proof of performance and various payment methods.

Really without Chainlink,
 smart contract platforms can't expand too far beyond tokenization and the occasional enclosed game.

Chainlink is the
 first technology that will be able to connect enterprise blockchains, real world data and legacy banking solving the oracle problem.

It can all be as
 simple or as complex as the smart contract creator wishes. 

Chainlink can help so
 many industries. For example securities needing market data. Or insurance companies and supply chain companies that both need evidence of events and timestamps. 

Remember high value contracts
 in the finance world would require a decentralized oracle as it puts all the risk on the oracle rather than the smart contract creator.

The smart contract
 creator doesn't risk losing money. The node operators do.

These high value
 contracts don't like single points of failure.

Decentralization will give them confidence and
 efficiency.

The Chainlink
 ecosystem works on collateral and compensation using the LINK token.

This token doesn't represent equity in or any
 ownership of the company. It represents a certain amount of usage of the Chainlink network.

Node operators deliver the
 data, API providers supply the data and smart contract owners need the data.

So
 actors run a Chainlink node to stake LINK as node operators. Two, smart contract creators compensate node operators in LINK. Three, API providers are compensated by node operators based on the custom agreement and filters. 

But if the API is
 public, no compensation here will be needed.

30% of the LINK
 token supply has been held back to fund futher upgrades and development. 35% of the LINK token supply will be going to node operators to help kickstart the ecosystem.

In
 the future, if smart contracts using Chainlink take over just a few percent of the derivatives market or the API market, this crypto asset will be a massive disruptor. 

Chainlink has many outstanding partnerships and
 has worked closely with SWIFT in development who have access to banking APIs and provide a messaging standard for more than 11,000 banks worldwide.

Zeplin OS is an
 operating system for smart contract applications.

Factom is a system for securing millions of
 [inaudible] records using blockchain.

Accord and OpenLaw
 are related to legal agreements with smart legal contracts. And each themselves have big partnerships. 

Chainlink is a professional
 project without the usual crypto hype and noise. And there is a hive of activity on their Github. 

It is rumored that mainnet is
 coming soon and in the current testnet many Chainlinks are live connecting with flight status information, package delivery data from Fedex, UPS, DHL. And market data from different crypto price oracles.

The CEO has been doing more
 talks recently too. And their communication has been slowly ramping up.

Chainlink is one of the
 very few crypto assets that can really help revolutionize and streamline so many industries.

Investigate today.
 
The Securities Token Platform
ICOs have raised more than $4 Billion worth of early stage capital, massively disrupting traditional finance. But while token fundraising is a booming trend, the global securities market has yet to participate. 

Stocks, bonds,
 venture capital, private equity and virtually every category of traditional finance function better on the blockchain. 

Equity, LP shares and share units
 will become programmable tokens that are more accessible, liquid and secure than traditional forms of asset ownership.

But no platform exists
 today that bridges the cap between financial securities and the blockchain.

Today business looking
 to join the crypto-revolution by launching their own token have nowhere to go. 

Enter Polymath.

Polymath envisions a
 future where tokenholders replace shareholders in the global economy and every business in the world has immediate access to trillions of dollars of crypto-capital.

Powered by its native
 token Poly, Polymath is ushering in a new era of security token offerings or STOs. 

STOs will soon dominate ICOs
 as financial products of all sorts upgrade to tokens. 

To facilitate this
 mega trend, Polymath is building the world's first decentralized protocol that empowers corporations to launch their own security token by simplifying the technical and legal challenges of a compliant token launch.

With KYC aware token technology,
 Polymath ensure only authorized investors can participate in the network.

By powering the next generation of regulatory
 tokens, Polymath aims to be the catalyst to launch the multi trillion dollar security token revolution. 

Let the stampede begin.
 

Polymath.
 
Arbitration platform for peer to peer justice
Bob is a designer. Today he's building a website for Alice. When it's done he sends Alice the invoice but there is just one problem. Alice isn't happy. It's not how she wanted the site to look and now Alice won't pay which makes Bob unhappy. So now everyone is unhappy. 

It didn't have to be this way. If Bob and Alice had
 just used Kleros this could all have been settled. Kleros is a blockchain dispute resolution layer that provides fast, secure and affordable arbitration for virtually everything.

At the start of the
 project Alice's funds are locked into a smart contract. If Alice is happy with the job, Bob receives payment. If there is a dispute, Kleros uses crowdsourced jurors to consider the evidence and settle the dispute.

Jurors analyze the evidence and
 consider both sides of the story. On this occasion they side with Alice and vote her to be the winner. Their decision is automatically enforced and the arbitration fees are collected. All performed on the blockchain.

Freelancing, crowdfunding,
 curated lists, gaming, e-commerce, insurance, oracles, escrow, the possibilities are endless.

Life isn't always fair but
 Kleros is.

Kleros the
 dispute resolution layer for virtually everything. 
Ethereum margin trading exchange
[silence] [silence] [silence] [silence] [silence] 

Hey guys, I'm Antonio from
 dYdX. A decentralized exchange for derivatives and shorts. 

So at dYdX we are
 building an open protocol that allows short selling and options on any ethereum based token.

The protocol is totally open and free to use
 and allows the instruments to be taken in a peer to peer and trustless way.

In addition we are building
 a relayer which is sort of a centralized website where people can go to actually trade the shorts and options on the base protocol.

Finally we don't have our own token but
 you can use dYdX to short everyone else's token. 

So
 next we are going to go through a demo of how dYdX actually works.

As you can see
 it kind of looks like a centralized exchange that allows market, limit orders, short sells and loans for the shorts. 

We are going to go through how a short actually works.

As
 you can see it's super simple, all you have to do is plug in how much you want to short, click OK, approve it in your wallet and that's it, you are short some token now. 

So then your position can be open as long as you want.
 And later you can come back and close your position and you'll make money if the price went down or you'll lose money if the price went up.

Here we are going to close the
 position, approve it in our wallet and then wait for the transaction to be mined and our position will be closed and we'll have made whatever profit we made on the trade. 

Next we are going to take a quick look at the transactions on the blockchain.
 This is the transaction for opening a short sell. How it works is the tokens are taken from the lender and sold immediately to the buyer and then some margin deposit is taken from you the short seller.

And this is the
 transaction for closing a short. Basically the tokens that were lent by the lender are always given back to the lender plus some interest fee.

And
 then the short seller makes the profit minus the interest fee.

Where we are at right now is
 we started in August and we've released the whitepaper and also have that private beta which is what you just saw live on the testnet. 

Next steps are to go through security audits which will hopefully be
 done by March and then we are targeting an April launch for the short sells plus spot trading. 

Then we are going to add in options
 later and hopefully that will be around July. 

So that was just a really clear work through of
 how dYdX works and as you can see it's live on the testnet now in a private beta and we'll probably open it up at some point in the future.

Thanks for
 taking a look. I'll be around the rest of the time if you want to come talk to me. 

Email is Antonio@dydx.exchange
 and we are hiring. Reach out to me if you are interested. 
On-chain liquidity provider
[music] [music] [music] [music] 

Let me share with you a quick overview of Kyber Network.
 

Kyber is working towards a future
 where any token is usable anytime, anywhere.

Today there are already
 1000s of different tokens and protocols. And we expect this number to explode over the next few years.

The innovation is obviously amazing.
 However there is one major problem that we need to address. The vast majority of these tokens are used [inaudible] or for their own specific use cases leading to a fragmented ecosystem where the usability of both tokens and applications are extremely limited. 

What Kyber is doing is becoming
 the bridge between the whole universe of tokens and applications and allowing the tokens to [inaudible] anywhere.

For
 example, for gold token holders, they should be able to use the tokens to buy a t-shirt, to play video games or event invest in hedge funds. And of course it's not just about gold tokens but any kind of tokens that one might hold.

Let me
 explain a little bit on how things work. At the heart of Kyber, there is a decentralized liquidity network which enables anyone to openly contribute liquidity by being a reserve. And at the same time, any applications can freely integrate and have access to the liquidity pool.

Tokens supported
 by the network will become instantly usable across all the integrated applications. 

I know it sounds a little bit [inaudible], so let me
 give you a few examples.

Say you have a lot of
 OMG tokens and you want to use them but your favorite t-shirt store only wants to accept stablecoins. So once the store integrates with Kyber, you can purchase a t-shirt using OMG or any token of your choice. [inaudible] will receive the payment in their preferred token, be it DAI, ETH or TrueUSD.

This is possible because Kyber's
 liquidity network supports instant token to token transactions.

Similarly
 for any decentralized financial applications including [inaudible] index fund that have integrated with Kyber, you would then be able to contribute to the fund in different tokens that are available on Kyber.

In
 the same [inaudible] the fund can instantly rebalance its portfolio into its desired mix of tokens. 

Everything is done on the smart contract and fully
 on chain leading to a fully secure, transparent and verifiable financial system.

As you can see from these two simple
 examples, what Kyber focuses on is removing as much friction as possible for the uses of any kind of tokens across any kind of use case.

We do
 so by enabling three things. First of all making it easy for any applications to integrate with Kyber. Secondly, removing risk and uncertainty from every single transaction. And lastly by making the whole process transparent and secure.

We believe that the
 removal of these barriers is critical for mainstream adoption for decentralized applications. 

We do not see a future in which
 you have to hold and buy 50 different tokens to use 50 different dApps. Token holders should be able to use any tokens they have to access all the use cases available.

On the flip side, decentralized
 applications should dramatically expand their user base by integrating with Kyber and accepting any kind of tokens.

Let me end with some thoughts on how
 we view the blockchain space today.

First
 off we believe liquidity is not just about trading but liquidity really boils down to usability or how [inaudible] tokens can be used across many different applications and use cases with as little friction as possible.

When that is
 achieved, the entire decentralized ecosystem will be able to work much better together to realize its full potential.

Secondly,
 we believe that the first phase of the tokenized world really arrived when bitcoin created its own token as we know it. Following ethereum isolated the evolution by making it easy for developers and asset holders to create the token without deploying their whole new chain

Where
 we are now is a world that has an exploding number of tokens, [inaudible] as a result, the next phase has to be one where tokens [inaudible] become usable and accepted in as many ways as possible.

This is the future that
 Kyber is going towards. One where the decentralized ecosystem operates together seamlessly and where any tokens are usable any time, anywhere. [music] 
Distributed computation
It's just a matter of time. This is a processor, it executes small tasks at breakneck speeds from your computer, your phone and your smart watch. You don't need to know how it works, you only care that it is fast.

Golen is fast.
 

And here is you, needing to simulate
 a neural network but your little computer just isn't up the task. But if you connected to Golem, you could simulate neural networks, sequence DNA, render complex imagery or whatever you need to do in a fraction of the time.

Let me show you how it
 works.

Golem is a distributed
 super computer. It taps into a global network of unused computing power and it's decentralized. This means that no one owns it and anyone can use it, even you.

When someone has a
 job for Golem, it automatically finds the best computers available for the job and pays them for the power that they provide.

One of them can be your computer, that could be
 your money.

Whether it's training artificial intelligence or
 rendering physical models, Golem scales with the task. And it's all made possible thanks to the Ethereum blockchain.

What's
 more, developers can tap into this network by building apps on its platform, creating infinite possibilities.

So get ready, Golem is the
 future of computing. It's just a matter of time. [silence] 
Digital gold standard
What if I told you there was a new digital coin that married the best aspects of current cryptocoins with the safety and stability of gold, the oldest continuous store of value known to humanity. 

Cryptocoins in their current form have two major
 drawbacks. One, volatility. You simply cannot reliably transact with a coin that has more short-term price volatility than competing traditional options.

Centralization. If you
 have a single point of failure such as a big depot where a large amount of coins are stored, criminals will find a way to exploit that weakness, hack through the security and steal the coins.

But what if you could eliminate that
 price volatility by tying a digital coin to an asset that has real, stable and historical value like gold.

What if that gold digital
 coin was traded person to person without any centralized intermediary like a bank or other institution in the way.

You would have created a
 revolution in digital coins.

This is
 exactly what Digix has done.

Digix has
 taken all of the innovative realities in a current digital coin, the blockchain, transactional privacy, minimal transfer fees and backed it up with the world's oldest and longest standing store of value, gold.

With the Digix
 tokens, you own actual physical gold stored in a vault in Singapore, one of the world's safest and most private locations in the world.

You can redeem
 your Digix tokens for physical gold any time you wish. Or you can trade your digital gold backed Digix tokens on the Ethereum blockchain for goods, services or other digital assets. 

And because Digix tokens are transacted
 person to person, there is no centralized depot for criminals or hackers to exploit.

So if you have a
 family member that you want to send money to, Digix tokens give you a way to send value to them that can go across the world without any bank or other intermediary getting in the way.

Or if you have a business online or you are
 an artist selling your art work, with Digix tokens you can accept payment from anyone, anywhere in the world without the hassle of dealing with banks or paying their bloated fees.

Digix tokens are the next evolution
 of digital coins, marrying the best of the new way of sending value person to person, anywhere in the world, instantly without any intermediary. 

And with the stability and peace of mind
 of the world's oldest currency, gold. 
Decentralized prediction market
[music] [music] 

Augur is a prediction market
 platform that rewards the user for correctly predicting future events.

Prediction
 markets allow users to purchase and sell shares on the outcome of an event. The current market price of a share is the estimate of the probability of an event actually occurring.

The
 prices of each share adds up to $1, so if you buy a share at even odds it will cost you $0.50. If you end up being right, you'll receive $1.00 for that share.

These markets
 rely on the scientific principle known as the wisdom of the crowd which states that if you ask enough people something, their average answer is usually far more accurate than any expert.

This allows
 us to create one of the most powerful forecasting tools. The problem with previous prediction markets is that they were centralized, allowing them to be easily shut down.

Another
 problem is that with any prediction market, someone has to report what actually happened after the event occurred.

In centralized
 markets, one person does this which means there can be mistakes or outright manipulation. 

With Augur, we'll have 1000s of
 users reporting on these outcomes using something called reputation. Using Augur, anyone, anywhere in the world can create a market asking a question about anything.

Market
 makers provide some initial funding for the market, and in return receives some trading fees.

Anybody can freely buy and
 sell shares on the outcome of that market and the current share prices provide the best estimate of that event occurring.

Imagine being
 able to Google questions about things that haven't happened yet and receiving accurate odds of their occurrence.

That power, the power to
 glimpse into the future is what we believe everyone should have access to. 
Scan any smart contract easily with QSP
[music] [music] 

I'm
 Richard Ma, CEO and co-founder of Quantstamp. The reason why Quantstamp exists is because smart contracts are vulnerable to hacks and we make sure that they are safe for everyone to use.

In January of
 2017, there were only around 10,000 smart contracts. Today there are more than 8 million smart contracts and it's no longer possible for manual human experts to check all of these contracts individually.

Quanstamp is really bringing
 automation to the security auditing industry so that eventually when there are billions of smart contracts, we can still make sure they are all safe. 

Here at Quantstamp we are on a mission to
 help as many companies as we can to explore blockchain in a secure way, so they can thrive ten years from now.

To this day Quantstamp has secured
 over $500M worth of smart contracts. 

Richard Ma, CEO and software developer at Quantstamp.
 

[music]
 [music] 
Decentralized future contracts
Introducing 0xFutures, the first peer to peer platform to trade future contracts running on the blockchain. 

Meet Paul. Paul is a developer who gets paid in
 bitcoin. Paul loves his bitcoin but he hates to see the price go up and down especially when it goes down. He would love to have a way to stabilize his bitcoin holding and to keep the same value over time.

Meet Lucy. Lucy is a
 mega crypto enthusiast and really thinks that this thing is going to the moon. So she would like to put her crypto to work to take a leveraged position.

If the price
 moves, she will make even more money.

Enter
 0xFutures which is a fully decentralized trading platform where Paul and Lucy can create a smart contract that will track the price of any asset. Bitcoin, ethereum, gold or anything else really.

In their case it will be bitcoin.
 

With 0xFutures, every future contract is a
 smart contract running on the ethereum blockchain between the two participants. This means that the funds are not held by a 3rd party but by the smart contract itself.

This makes 0xFutures
 decentralized, peer to peer and trustless.

Here is how it works.

Let's say that
 Paul wants to create a contract that tracks the price of bitcoin. He can either be long if he thinks that the price is going up or be short if he thinks the price is going to go down.

Since
 he wants to stabilize his bitcoin holdings, he will be on the short side. He then sets the contract amount, that's the money that is in play.

0xFutures uses the DAI as
 collateral. The DAI is a stable token that doesn't fluxuate over time. One DAI is worth $1.

Let's say he sets the contract
 amount to be 100 DAI which is the equivelent of $100.

So Paul creates a
 smart contract using 0xFutures that will be living on the ethereum blockchain.

Now Lucy
 wants to join this contract and take Paul's opposite position by going on the long side.

If the price of
 bitcoin goes up by let's say 30%, then Lucy who is long will be up by 30%. 

If in the contrary the price of bitcoin goes
 down by X%, then it's Paul who will see his share increase by the same amount.

At some point Paul may want to take his profit or loss
 and release his DAI's from the contract. He can do so by selling his side of the contract to another user who will replace him.

Once the contract has
 been rolled, Paul receives his funds held in the contract directly to his wallet.

With
 0xFutures, every trade is its own smart contract on the ethereum blockchain between two people.

There is no custodian,
 no centralized system and no counterparty risk.

Start today.
 
Borrow/Lending decentralized
[music] 

On this video we are going to be talking about
 Compound.Finance 

Compound.Finance is a borrowing platform allowing you to
 lend and borrow cryptocurrencies in a fully decentralized manner.

The platform allows you to
 borrow regular cryptocurrencies like BAT and stablecoins such as DAI which are pegged to the USD.

We'll be taking a look at their current platform with
 Mike and also possibly doing some borrowing of our own.

Let's go take a look at Compound.Finance
 with Mike.

So now
 we are going to talk about Compound.Finance 

This is a lending platform.
 It's a lending and borrowing platform that has its own decentralized protocol for holding onto assets and letting people borrow.

It's
 live.

As you see it's a dApp,
 so you connect with Metamask. This is the app and usually when you sign in... This message isn't up here... 

So
 they had an issue where there was a vulnerability found by a community member. They are swapping out some of the contracts and looking at auditing some of the relationships that happen between the frontend and backend.

Have you
 earned interest on the money? 

I have.
 

So we lent $23
 originally. And on a variable 9.5% APR we have made 5 cents. 

When did you do this?

A
 couple weeks ago. 

So you can earn money over time lending out
 ETH or DAI in this case for you to other people. DAI is basically just dollars. You lend it out and you earn interest. 8% a year.

But you said before it
 was more.

Before it was
 around 15%. It changes, it goes up and down.

Based on what?

It's based off of the collaterlization
 that's being supplied as well as the price of the underlying asset.

It
 reminds me of MakerDAO.

It
 has a lot of common pieces.

The interest is super
 simple. Easy to use as well. I wish the borrowing activity wasn't paused so you could look. But you can go in and check out the data. 

Either send in to one of the collateralizers
 or borrow.

I think it's really fascinating
 because with traditional assets, you put your house up as collateral. But they have to do a lot of research around who has liens on that house etc. And you can basically come in and take [inaudible] something like security tokens.

Collateralize
 it. It's immediately authenticated through the blockchain like it is now.

Now I
 take out money, I borrow a certain amount and if I don't pay it back in enough time or something happens to the value of my house, then I get liquidated etc. 

That's how CDPs work. I think the more platforms that come out
 like this is really fascinating. The more we can get real world assets on the blockchain that are verified, the cooler platforms like this can become. 

And
 the rules won't change. It's not like somebody in some part of the basket down the line changed how their particular financing is working and it has this huge affect that changes what you are borrowing and one day you go to consolidate your loans and everything is messed up because somebody in some basket messed something up.

Because
 it is blockchain, because it is a smart contract, the logic governing it stays the same. The rules don't change.

We
 are very much at an incubation stage. As we see here, the borrowing is down now and there is a bit of chaos here because there was a vulnerability in the smart contract.

That can happen as
 we are at the very early stages. I think when it matures it'll be really awesome.

What is
 the risk modeling? Instead of [inaudible] now we are dealing with technology hazards.

What happens if the
 core protocol has an issue? Who takes care of making people whole?

There is no human. It's all
 code.

Aside from being terrifying,
 it's really cool. 

So
 this is Compound.Finance 
Civic Secure Identity Ecosystem
As the world transitions from the physical to the digital, having a secure and simple way to manage your identity is more important than ever.

That's
 why Civic created the secure identity platform. It's a bit like a digital wallet that bridges your physical and cyber credentials.

To see how it works, let's meet Janice. Janice is
 going on a trip and she needs to identify herself several times along the way starting with the purchase of a plane ticket. 

Janice's travel booking service is a Civic
 business partner, so they simply send Janice a QR code to request her information.

Janice
 provides the requested information directly from her mobile device and that information is stored fully encrypted.

Now Janice can use that same device to
 verify her identity at the airport check-in counter, at the security check and when she gets to her hotel using her finger print each time to prove that she's the owner of that data. No username or password required.

This voluntary exchange of
 data happens directly between Janice and any organization that requests her information like a hotel or a bank.

When there is a request for additional
 data, it gets added to her Civic app. And she builds up trust in her digital identity.

Each organization receiving
 her data independently validates her identity on the blockchain.

That means Janice's information is
 trusted and she can have the low friction experience that she deserves. [music] 
The decentralized Bitcoin exchange
Bisq is a decentralized bitcoin exchange. It's an open source, peer to peer system that allows anyone to buy and sell bitcoin in exchange for national currencies like dollars, euros or yen.

In many
 ways Bisq is like bitcoin itself. Bitcoin is decentralized money, a system designed to allow parties to transact directly. Eliminating the need for monetary middlemen. 

Bisq is built on the same philosophy,
 bringing the principles of decentralization to the process of buying and selling bitcoin.

While there are plenty
 of bitcoin exchanges out there today, almost all of them are centralized. And that means there is a 3rd party, a middleman.

The companies that run
 centralized exchanges provide a valuable service and naturally they charge a fee for that. But reducing or eliminating fees isn't the only concern.

Removing middlemen is also about ensuring privacy
 of the data and the security of your funds. 

Bitcoin has proven payment transactions without
 trusted 3rd parties are possible.

Bisq
 builds on bitcoin to remove 3rd parties from exchange transactions as well.

With Bisq there is nothing and no one between buyers and
 sellers and software.

Of course
 building this kind of system and making sure it is secure isn't easy. But we've designed a sophisticated solution.

You can read all about it in our whitepaper
 and other docs at Bisq.io

We've
 proven this concept with working software. And by the way, when we say that Bisq is decentralized, we aren't just talking about the code and the peer to peer network, every aspect of the Bisq effort is decentralized including how the code is written and how the project is managed. 

We aren't a start-up or a company,
 we are a small and passionate group of people spread out around the world. We are building Bisq because we think that a properly decentralized bitcoin exchange network needs to exist.

If you do too then we
 could use your help.

To learn more
 visit us at bisq.io where you can find our roadmap and read our whitepaper, get in touch with us and of course download and try out Bisq itself.

We look forward to seeing you on the network.